Free 60-second quiz. No obligation & 100% confidential.
Enter the 6-digit code we sent to your number to unlock your free debt relief summary.
We encourage you to keep exploring your options through a free non-profit credit counselor, and be cautious of any service that charges upfront fees or promises to erase your debt. Those are scam warning signs. Stay safe, and we wish you the best of luck!
Tell us about your goals so we can match you with the right credit repair options available to you
We'll show you what's likely holding your score back and what a realistic path to improvement could look like
Get connected with a certified credit specialist for a free, confidential, no-obligation consultation
Kyle R.
Austin, TX
"I'd been avoiding my credit situation for years. I took the quiz, got matched with someone the same day, and finally understood what my actual options were. No pressure, no judgment. I wish I'd done this sooner."
Rebecca J.
Phoenix, AZ
"I thought fixing my credit was impossible. Turns out I kept my apartment, got approved for my car, and my score went up enough to finally start looking at homes. Best part... the quiz took less than a minute."
Michael P.
Tampa, FL
"I clicked out of curiosity and ended up speaking with a credit specialist who explained everything in plain English. No sales pressure, no upfront fees. Just a clear plan I could actually follow."
Most people finish the quiz in under 1 minute. Once you submit, a certified credit specialist will reach out to walk you through your options
In most cases, yes. Many credit reports contain outdated or inaccurate items that can be disputed by law. A credit specialist will review what's on your report and explain what a realistic path forward looks like for your situation.
Yes. Your information is used solely to connect you with a licensed credit specialist. See our Privacy Policy for full details.
No. You'll only be contacted by one credit specialist to review your results. No spam, no pressure, no pushy sales calls.
That's exactly what this is for. The quiz is designed to help you understand where your credit stands and what options may be available to you.
Takes 60 Seconds, Free, Confidential, No Obligation.
See My Credit OptionsMy Credit Runway is a free lead generation and referral service. We do not provide credit repair advice or act as a certified credit repair provider. Our sole role is collecting information from individuals interested in exploring credit repair options and connecting them (at no cost) with a single certified credit specialist/company that may be able to assist.
By submitting your information through this website, you acknowledge and agree that My Credit Runway may collect, store, and share the information you provide, including your name, phone number, email address, state, and credit-related details, for the purpose of facilitating a free consultation with one licensed professional partner.
We forward your information to one partner only. You will not be contacted by multiple firms, agencies, or organizations as a result of submitting this form.
By submitting your information, you expressly consent to being contacted by phone call, text message (SMS), or email by My Credit Runway and/or our certified credit specialist partner regarding your inquiry. Message and data rates may apply. Consent to contact is not a condition of receiving any service.
Any information provided on this website is for general informational purposes only and does not constitute financial, legal, or credit repair advice. You should consult a certified credit specialist or qualified professional before making any financial decisions. Submitting your information does not guarantee that you will qualify for any specific credit repair solution. All options are subject to the eligibility criteria and professional judgment of the certified credit specialist you are connected with.
We take reasonable steps to protect your submitted information. However, no method of electronic transmission is completely secure, and we cannot guarantee absolute security of your data.
My Credit Runway is not responsible for the actions, advice, or services of any third-party certified credit specialists or partners. Any relationship formed with a third-party professional is solely between you and that professional.
We may update this policy from time to time without prior notice. Continued use of this website constitutes acceptance of any posted changes.
By accessing or using this website, you agree to be bound by these Terms & Conditions.
1. Nature of the Service: My Credit Runway is a free referral and lead generation service. We do not provide credit repair advice, act as a certified credit repair provider or legal advisor, or make decisions regarding your financial situation. Our role is limited to connecting interested individuals with a single certified credit specialist for a free consultation.
2. No Financial or Legal Advice: Nothing on this website constitutes financial, legal, or credit repair advice. All content is for general informational purposes only. You should rely on a certified credit specialist for advice specific to your circumstances.
3. No Guarantee of Outcomes: Submitting your information does not guarantee that you will qualify for any specific credit repair solution or outcome. All assessments and recommendations are made solely by the certified credit specialist you are connected with, based on your individual situation.
4. Single Partner Referral: Your information will be shared with one certified credit specialist partner only. My Credit Runway does not sell, distribute, or share your information with multiple firms or organizations.
5. No Upfront Fees: My Credit Runway does not charge consumers any upfront fees for this referral service. Our service is completely free to you.
6. Consent to Be Contacted: By submitting your information, you consent to be contacted by My Credit Runway and/or our certified credit specialist partner via phone call, SMS/text message, or email. Message and data rates may apply. Consent to contact is not a condition of receiving any service, and you may opt out at any time.
7. User Accuracy: You agree that the information you provide is true, accurate, and complete to the best of your knowledge. You agree not to submit false or misleading information.
8. Third-Party Responsibility: My Credit Runway is not responsible for the actions, advice, services, or representations of any certified credit specialist partner. Any professional relationship formed through this service is solely between you and that third party.
9. Limitation of Liability: To the maximum extent permitted by law, My Credit Runway shall not be liable for any direct, indirect, or consequential damages arising from your use of this website or your interactions with any third-party professional.
10. Intellectual Property: All content on this website is owned by or licensed to My Credit Runway and may not be reproduced or distributed without prior written permission.
11. Governing Law: These Terms & Conditions are governed by the laws of the state in which My Credit Runway operates, without regard to conflict of law principles.
12. Contact: For questions regarding these Terms & Conditions or our Privacy Policy, please contact us using the information provided on this website.
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